COMMERCIAL GENERAL LIABILITY PRACTICE
$2,000,000.00 policy limit, with easy access to higher limits via our in-house Excess/Umbrella liability facilities.
Occurrence and Claims Made forms available. Our Occurrence form is based on the IBC 2005 wording, Claims Made on IBC 1986.
- Bodily Injury and Property Damage arising from Premises, Operations and Products/Completed Operations
- Personal Injury incl. Advertising Injury Liability, False Arrest, Libel & Slander
- Voluntary Medical Payments
- Broad Form Tenants Legal Liability (limit outside of general aggregate)
- Non-Owned Automobile
- Employee Benefits Liability
- Employers Liability & Voluntary Compensation
- Forest Fire Fighting Expenses
- Broad form Named Insured
- Defense Expense in addition to limits of insurance (Occurrence form)
- Use of force to protect persons, property
- Contractual Liability
- Contingent Employer's Liability
- Owned and Non-owned watercraft under 10m
- Attached Machinery
- Unlicensed Automobiles
- Broad Form Property Damage including loss of use
- Hostile Fire Exception to pollution exclusion, IBC 2313 Sudden & Accidental extension available
- Owner and Contractor Protective
- Employees and Volunteers as Insureds
- Newly acquired ventures for 90 days
- Incidental Medical Malpractice
- Cross Liability
- Blanket Additional Insureds/Vendors available
Where many CGL policies end, we begin. On many risks we offer buy-back cover for common CGL exclusions, including but not limited to:
- Asbestos (remediation)
- Fungi: (remediation and completed operations)
- Pollution
- Terrorism
- Professional (alternate cover available please enquire)
- Abuse
- Recall
- XCU Hazards
- Data (alternate cover available - please enquire)
- Nuclear (industrial isotopes)