SUM Insurance


SUM Insurance (a subsidiary of One80 Intermediaries) is a Managing General Agent serving Canada from coast to coast with offices in both Toronto and Montreal. Formed in 2011 by Travis Budd, Rick DeGrace, Stan Lam, Serge Melanson, and Jeff Somerville, our office has grown into a significant operation in the Canadian marketplace. We work collaboratively with first class insurers and reinsurers to design, underwrite, and deliver casualty insurance products to our customers, insurance brokers. This website provides details of our various and growing product offerings.

We invite you to review our bios, which reveal a team long on experience, consistency and stability. We have assembled an inimitable group of casualty experts. Empowered with broad underwriting authorities, SUM Insurance can adeptly solve your most challenging placement requirements. This equation, between you, SUM and the insurance market, creates sustainable competitive advantage for you by providing decision making in real-time; the only time that matters in today's competitive environment.

SUM Insurance is not adding capacity to the market, rather we are optimizing underwriting by bringing our expertise to capacity, and service to opportunity. We value independence, entrepreneurialism, and a long-term view to decision-making.

We look forward to the opportunity to create value with you.

In British Columbia, SUM Insurance operates as SUM Insurance Managers. Strategic Underwriting Managers is a Damage Insurance firm.