SUM Insurance


SUM Insurance is a Managing General Agent serving the Canadian marketplace since 2011. We optimize underwriting by bringing expertise to capacity, service to opportunity. We value independence, entrepreneurialism and a long-term view to decision-making.

SUM Insurance serves Canada coast-to-coast from two locations:

Ontario-West Quebec-East
18 King Street East 1001 De Maisonneuve Blvd W
Suite 300 Suite 900
Toronto, Ontario Montreal, Quebec
M5C 1C4 H3A 3C8
416-603-7864 514-845-7861

SUM Insurance is licensed by the insurance broker regulator in every province and territory in Canada. As such you can be assured we operate in full compliance with the ethical norms of the industry, utilize a trust account reviewed by an independent auditor, and carry Errors and Omissions and Fidelity coverage exceeding the minimum requirements.

SUM Insurance serves only licensed Canadian insurance brokers. We are an open market, in that we do not require broker contracts nor volume commitments from our customers. We pay competitive commissions. Our payment terms are stated on each binder of insurance we issue.

Our insurance programs are underwritten by licensed, first-class security fully committed to our business model. We have full authority on each of the programs we underwrite and enjoy long, profitable relationships with each company we trade with. We are proud to represent them as underwriting partners.

Please do not hesitate to contact us should you have any questions or comments regarding this information, this website, or SUM Insurance.

Travis Budd
Serge Melanson
Jeff Somerville
Troy Bourassa