SUM Insurance


Umbrella and Excess Liability are a mainstay of any casualty program. SUM Insurance offers the most versatile underwriting facility in the country, on a stand-alone basis or as the perfect complement to our in-house CGL product. We offer Umbrella Liability, Excess Umbrella Liability, Excess General Liability, Excess Wrap Up Liability and Excess Automobile Liability.

Regardless of the insurance cycle, market dislocations occur, characterized by reduced choice and scarce capacity. Innumerable variables drive this process, ranging from shock losses to a new law. Because SUM Insurance deals with more than one market, we can craft solutions beyond these dislocations to offer an inimitable combination of timely creativity and long-term sustainability.

Our broad underwriting authority empowers our veteran underwriters to quickly solve your toughest placement challenges. We have experience with

  • U.S. Products
  • Long Haul Trucking incl. U.S. Mileage
  • Daily rental fleets
  • Coach Operations
  • High Hazard contracting and projects
  • Municipal liability, to name just a few.

We are a market for all of your Umbrella and Excess business, offering first class security and very competitive terms and commissions.

We can tackle from the Fortune 500 to your smallest account. We have a minimum attachment of $1,000,000.00. We have limits of $15,000,000.00 in-house available and easy access to much more, making us your one stop Umbrella shop.